Bad Credit, Late Payments and a Foreclosure to boot!
Global Lending Group Can Help
It seems as though everywhere you turn the media message of our day is gloom and doom. While having BAD Credit can be very discouraging and in some cases down right financially debilitating, you can rest assured that there is help available for you. That help is found right here at Global Lending Group!
Let’s begin by defining what we mean by BAD Credit. The credit scoring system in the United States today has become the standard by which we as Americans are judged by. In many cases those with Good Credit are considered to be Good People and those with Bad Credit, well they get usually get labeled as irresponsible lazy folks that are a drain on society.
Now wait just a moment. Is that really the right way to asses the value or worth of a person? Isn’t that kind of like judging a book by its cover or a person by the color of their skin? Let’s tackle for instance a family that lived in New Orleans in 2005 before hurricane Katrina. They were hard working folks with 2 good jobs, kids in school and on-time payments on their mortgage, their cars and their credit cards. BOOM! Within 36 hours their world was turned upside down. The neighborhood they once knew as home was 15 feet under water. Their worldly possessions destroyed. Their most valuable asset – their home devalued in an instant. Now did that family all of a sudden become BAD? Of course not! Like all of us, life comes at you fast and in many cases with more force that we can handle and keep our wits about us.
In a case like this, a hard working American family goes from Great Credit to Bad credit in 60 to 90 days. With no job, the Home Equity Line of Credit (HELOC) they thought they would have for an emergency fund gets LOCKED by their bank due to the natural disaster and with no means to pay their bills their credit report goes from stellar to the cellar in a few short months.
Or consider this scenario. A family of 6 living in Small Town, USA and prospering is devastated by a tragic car accident leaving the parents disabled and unable to work. With a sudden and drastic decrease in income the family becomes just another statistic in our culture… BAD Credit and BAD Risk! This is such an unfair evaluation made by a computerized credit scoring system.
With all the potential to be discouraged and bogged down by a declining credit rating, let us encourage you that there are a myriad of options to help you recover from these circumstances and rebuild your credit quickly and honestly. As a premier Florida Mortgage Lender, Global Lending Group has Credit Restoration Experts on staff to assist you in determining your options. The first and most critical step to solving any problem is to understand where you are. Evaluation of your Equifax, TransUnion and Experian credit reports will allow you to see all of the activity associated with your social security number. This will allow you to verify your credit score, analyze your credit reports for accuracy and then begin the process of disputing any errors on your credit report.
The next step is to spend time discussing your goals and plans with a Trusted Advisor who can recommend a prudent course of action to help you improve your credit score, eliminate BAD Credit and place your feet on the path to financial freedom.
For more information or to schedule a one-on-one consultation send an email to experts@glgi.net
It is never too late to begin to rebuild your credit and in many cases a mortgage for credit repair and restoration is already available for you!
Why not Apply Online TODAY and get rid of bad credit forever!
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